About Us

We don’t follow health care trends. We create them.

A proactive group health insurance company, Health Care Solutions was created in direct response to a need for affordable group health care.  Understand that we are no ordinary agency – Health Care Solutions is a forward-thinking company that is committed to finding the best benefit plans for businesses and their employees while setting trends and meeting evolving insurance industry demands.

We design plans to drastically reduce Administrative, Medical services, and Prescription Costs.  The net result is a group health plan that has exactly the same benefits but much lower cost to the business and employees long term. 

Luke Phelps

A native of Southern Illinois, Luke Phelps is widely recognized for his commitment to introducing cutting edge solutions for his clients.  A graduate of Southern Illinois University with a B.A. in Economics in 2003, Luke founded HCS in 2006 and had a vision of showing employers how to address the inefficiencies in conventional insurance programs.  His clients are educated on how to get a better result using resources typically only available to major corporations.  He can show you too.


P.O. Box 84

Harrisburg, IL  62946

Phone & Fax

Phone: 618-252-4060
Cell: 618-231-1339
Fax: 618-252-4066

Business Hours

Monday - Friday
8:00 AM - 4:00 PM