About Us

About HCS - A Southern Illinois Group Health Insurance Company

We don’t follow health care trends. We create them.

A Southern Illinois group health insurance company, Health Care Solutions was created in direct response to a need for affordable group health care. We represent a strategic alliance between two proven leaders in health care and banking that gives us the resources and ability to reduce the high cost of corporate health insurance. Understand that we are no ordinary agency – Health Care Solutions is a forward-thinking company that is committed to finding the best benefit plans for businesses and their employees while setting trends and meeting evolving insurance industry demands.

We offer fully insured plans, self-funded plans and alternative funded plans to accommodate any business need. In addition, our Health Services Account (HSA) plans are offered with a wide variety of insurance carriers and matched closely with locally owned and community focused Peoples National Bank. Our goal is to provide the best possible group health care plans, and to simplify the process for a more productive and profitable experience for you.

Luke Phelps

A native of Southern Illinois, Luke Phelps is widely recognized for his community service initiatives. A graduate of Southern Illinois University with a degree in economics, Luke worked as a grant coordinator for a workforce reintegration program at the Illinois Department of Corrections Youth Center. He was responsible for identifying community resources for youth who were paroled to their hometowns. In addition to his community experience, Luke has developed extensive knowledge in the group health insurance marketplace. His proactive approach to addressing client needs makes him a valuable asset to Health Care Solutions and the clients he serves.


2 N Vine St, 5th Floor
Harrisburg, IL 62946

Phone & Fax

Phone: 618-252-4060
Cell: 618-231-1339
Fax: 618-252-4066

Business Hours

Monday - Friday
8:00 AM - 4:00 PM